Credit care: Wife's bad credit doesn't have to ruin her husband's

Q: When I was in college in 2005, I let a credit card go into collections. When I left college a year later and joined the military, I found that my student loans went into collections. I contacted these agencies and paid off all the debt I have. My credit score is currently 625 and my husband's is in the mid-700s. Most of the bills are in his name, and the ones I have are not on my report.

Wife's bad credit doesn't have to ruin her husband's

fter paying off delinquent card and school debt, a wife wants her credit score to rise -- but not at the risk of ruining her husband's good credit

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